In this case, the person earns an average of $8,892 per month, has a target savings of $3,000, and an average monthly expense is $5,681. They can also change the range to see the average of any period they want to see and analyze. It will show the total and average of the income and expenses. Any person using this personal budget spreadsheet template can only enter the expense and income amount and adjust the formulas given in the Excel template. The Excel template attached here shows January to December, but for convenience, the table in word shows from January to June for six months. Now, if we look at the chart, it shows the monthly expenses from Jan to June. Of course, the chart is not exclusive, but a person can always make changes and include the multiple heads of expenses they incur. The above example shows the receipts from salary, business, and various expenses.
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